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Identity Theft / Aadhaar Misuse

Someone has stolen your identity — misused your Aadhaar, PAN, or personal information to open bank accounts, take loans, or commit fraud in your name.

Do this now
  1. 01Lock your Aadhaar biometrics immediately on UIDAI website (uidai.gov.in)
  2. 02Report to Cyber Crime Portal — cybercrime.gov.in
  3. 03Call Cyber Crime Helpline — 1930
  4. 04File an FIR at the nearest police station
  5. 05Inform your bank and freeze accounts if financial fraud has occurred
  6. 06Check your CIBIL/credit report for unauthorized loans or accounts
  7. 07File a complaint with UIDAI if Aadhaar is misused
  8. 08Change passwords for all online accounts immediately
Evidence to collect
  1. CIBIL report showing unauthorized loans or accounts
  2. Bank statements showing unauthorized transactions
  3. Communication or documents showing misuse of your identity
  4. Screenshots of fraudulent accounts created in your name
  5. Aadhaar authentication history from UIDAI
  6. PAN transaction history from Income Tax portal
Documents you need
  1. FIR copy
  2. Complaint to cybercrime portal
  3. CIBIL/credit report
  4. Aadhaar and PAN copies
  5. Bank complaint copies
  6. Evidence of identity misuse
Where to complain
  1. Cyber Crime Portal — cybercrime.gov.in
  2. Cyber Crime Helpline — 1930
  3. Nearest Police Station — FIR
  4. UIDAI — For Aadhaar misuse complaints
  5. RBI Ombudsman — For unauthorized banking transactions
  6. CIBIL — To dispute unauthorized credit entries
Laws that apply
  1. IT Act — Section 66C (Identity theft — 3 years imprisonment)
  2. IT Act — Section 66D (Cheating by personation using computer)
  3. Aadhaar Act — Section 29 (Restriction on sharing Aadhaar information)
  4. Aadhaar Act — Section 40 (Penalty for unauthorized access to Aadhaar data)
  5. BNS Section 319 — Cheating by personation
Understanding the issue

Identity theft is a growing cybercrime in India where someone uses your personal information (Aadhaar, PAN, bank details) without consent. Under the IT Act, identity theft is punishable with 3 years imprisonment and fine. Aadhaar misuse is specifically covered under the Aadhaar Act. If someone has taken a loan in your name, you can dispute it with the bank and file a complaint with RBI. Lock your Aadhaar biometrics immediately on UIDAI website.

When to see a lawyer

Consult a lawyer if unauthorized loans have been taken in your name, if you are receiving legal notices for debts you did not incur, or if the bank is holding you liable for fraudulent transactions.