7 items
Evidence for Insurance Claim Dispute
- Insurance policy documentCriticalComplete insurance policy document including terms, conditions, coverage details, and exclusions
- Premium payment receiptsCriticalAll premium payment receipts or bank statements showing regular premium payments were made on time
- Claim application and documents submittedCriticalCopy of the claim form filed and all supporting documents submitted to the insurance company
- Rejection or repudiation letterThe insurance company's letter or email rejecting or repudiating your claim with the reasons stated
- Medical records (for health/life claims)Hospital records, discharge summary, bills, and prescriptions relevant to the health or life insurance claim
- FIR or incident report (for general claims)FIR, fire brigade report, or surveyor's report for vehicle, property, or accident-related insurance claims
- Correspondence with insurance companyAll emails, letters, and call records of communication with the insurance company regarding your claim
Be careful
- File your claim within the time limit specified in the policy document.
- Keep a copy of every document submitted to the insurance company.